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Monday, November 11, 2013

At the least...You Should Know Your Options

Should You Change Your Medicare Coverage ?
(part 4 of a series of 8 articles)


The easiest thing to do during Medicare Open Enrollment may be to do nothing and keep the coverage you currently have. But is it the smartest

Only you can answer that question. To do that you may need to ask and answer a few other questions first.

Why Change Your Medicare Coverage?

There is nothing permanent except change.” This quote is attributed to Heraclitus, a philosopher in ancient Greece. It’s a notion that’s hard to argue with.

Changes in your health or in other areas of life may signal the need to change your Medicare coverage. That’s why Medicare Open Enrollment happens every year from October 15 through December 7
.
It gives you the chance to ask yourself:

  • What has changed that might affect my budget or my Medicare needs ?
  • Should I consider changing my Medicare choices for the upcoming year?
Medicare itself can also change from year to year. There may be changes in what’s covered or in how much you will have to pay in premiums, deductibles or other out-of-pocket costs. If you have a Medicare Advantage Plan (Part C) or a stand alone prescription drug plan (Part D), the plan may not be offered in your area anymore. Or it may have changed its coverage or costs.

So even if your health and your budget are basically the same this year as they were last year, it’s a good idea to consider your Medicare choices every year during Medicare Open Enrollment. It’s your chance to get the coverage that is a good fit for your needs.

If you haven’t started a Medicare file yet, this is a good time to do it. You will then have one place to keep all the Medicare materials you may be receiving in the mail, your notes about your needs and choices, and any other helpful information you gather during Medicare Open Enrollment. 

For a comprehensive Medicare review and audit, please contact:
 Gavin Walker
PH: 702-325-9585

Located inside Vons in Anthem Tuesday, Thursday and Saturday
 9:30am-2:00pm
Schedule a face to face meeting or just come by with your questions


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