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Monday, November 18, 2013

Should Medicare Plans Be Changed...Part 5 in Series of 8 Articles

To Change or Not to Change Medicare Coverage:



The most recent article in this series addressed how changes in your health, finances or lifestyle might mean you need to change your Medicare coverage during Medicare Open Enrollment. It provided links to two tools you could use to help you think about whether a change is in order for you. If you missed that article, you can view it now.
Once you understand what you need from your Medicare coverage, you can begin to look at the coverage you currently have to see if it still works for you. That’s what this article is about.

Pay Attention to Plan Changes

By now you should have received an Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) if you have a Medicare Advantage plan or participate in Medicare Part D.
 It’s tempting to toss this material, but it’s a good idea to read it instead.

These documents have important information about changes to your plan for 2014. Changes may include:

1. Premium, deductible, co payment or other price changes
2. Doctors, hospitals, or pharmacies leaving or joining the network
3. Prescription drugs removed from or added to a plan formulary, or   moved to a different cost tier.

Plans can even decide to stop servicing the area where you live. If that happens, you will receive a Service Area Reduction Notification. 
For a comprehensive Medicare review and audit, please contact:

 Gavin Walker

PH: 702-325-9585


Located inside Vons in Anthem Tuesday, Thursday and Saturday from 9:30am-2:00pm


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