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Tuesday, February 11, 2014

An Ounce of Prevention...Is Worth a Pound of Cure

Going to the hospital under Medicare?


The Two Words That Cost Medicare Patients Thousands

When it comes to Medicare claims, it is all about the fine print on your hospital chart.

Find out how being “under observation” can cost you.

         Do not let the hospital admit you with the words,

"Under Observation."  

 Insist on "In-Patient"designation.   

 Otherwise, you will be responsible for the hospital expenses.  

This NBC Video Tells it All



The Wall Street Journal also wrote about this on October 19, 2013 in an article that said, "Observation status" can expose Medicare patients to unexpected expenses.

As outpatients, their visits aren't covered under Medicare Part A, which pays for hospital charges above a $1,184 deductible.

Instead outpatient services are billed under Medicare Part B, which requires patients pay 20% of the cost and imposes no cap on their total expenses.

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