To Change or Not to Change
Medicare Coverage:
The most recent article in this series addressed how changes
in your health, finances or lifestyle might mean you need to change your
Medicare coverage during Medicare Open Enrollment. It provided links to two
tools you could use to help you think about whether a change is in order for
you. If you missed that article, you can view it now.
Once you understand what you need from your Medicare
coverage, you can begin to look at the coverage you currently have to see if it
still works for you. That’s what this article is
about.
Pay Attention to Plan
Changes
By now you should have received an Annual Notice of Change
(ANOC) and Evidence of Coverage (EOC) if you have a Medicare Advantage
plan or participate
in Medicare Part
D.
It’s tempting to toss this
material, but it’s a good idea to read it
instead.
These documents have important information about changes to
your plan for 2014. Changes may include:
1. Premium, deductible, co payment or
other price changes
2. Doctors, hospitals, or pharmacies leaving or joining the
network
3. Prescription drugs removed from or added
to a plan formulary, or moved to a different cost
tier.
Plans can even decide to stop servicing the area where
you live. If that happens, you will receive a Service Area Reduction
Notification.
For a comprehensive Medicare review and
audit, please contact:
PH:
702-325-9585
Located inside
Vons in Anthem Tuesday, Thursday and Saturday from 9:30am-2:00pm
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