Earthquake...Can It Happen Here 
?
You bet it can....and more so here 
than in 46 other states according to the article entitled "Annual Shake Out Drill Thursday" in the Nevada Section of the Wednesday, 
October 16th edition of the Las 
Vegas Review Journal.
According to the 
article:
...only California and Alaska incur more 
earthquakes than Nevada.
...seven quakes of magnitude of 6.5 
or greater have struck Nevada in the past century, but none has occurred since 
1954.
...and WE'RE DUE !
Most people are unaware that the Las 
Vegas valley is SURROUNDED by a number of seismic 
faults, capable of producing a major quake.
...and Thursday, October 17th, at 10:17am, more than 550,000 Nevadans will participate in the 
"Great Nevada Shake Out", including all 315,000 
public school students.
Here's a link to the 
article:
Do you carry earthquake insurance 
through your homeowners policy?
Most people are not aware that 
similar to flooding, earthquake damage IS NOT COVERED on your policy unless a 
RIDER is ADDED to the coverage.
Is it 
costly?
That's for your individual budget to 
determine, but one has to ask one's self...
...Is it worth 
$200-$300 of additional cost per year to protect an asset worth $200,000 to 
$700,000 depending on the value of your home ?
I 
do...and I carry earthquake insurance, not just for peace of mind in 
protecting one of my most valued assets, but because I place 
the cost in proper perspective.
Do you drop a 
couple of hundred bucks in a slot machine in a year?  
I 
do...and I'll bet most of you do as well.  
and...we all know those big 
buildings aren't built on people winning, don't we?
So...if you can "sacrifice" that 
slot machine a time or two over an ENTIRE YEAR...
...is it worth 
it.
..to protect your home from such devastation....if for no other reason...
..to protect your home from such devastation....if for no other reason...
...than your 
having a place to sleep each night...when you drop 
another two hundred bucks ????
I think 
so...and it doesn't cost anything to call your insurance agent to find 
out what it costs to add it to your present coverage.
That might be the ex-insurance man 
in me, but I have to admit, that in the 35 years I spent in that 
industry....
Never 
ONCE....
Did I ever have 
a claimant refuse to cash a check !!!!
Dick 
Arendt
 

 
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