Two days ago, I did not believe that I
would be able to write these words, but after attending the Sun City Anthem
Board Book meeting on Tuesday, July 21st...
...I left with hope that somehow,
common sense might prevail between then and Thursday, July 23rd, when various
Cafe V matters were to be settled.
It was at that meeting that two items
were brought up regarding Cafe V.
was consideration given to allowing Cafe V to close on
there was a thought regarding rewiring a portion of the Anthem Center in order
to monitor the utilities attributed to that
With all the bad press regarding Cafe
V, along with the Sun City Anthem Board's history of concession after concession
to them, we fully anticipated that the bad news would
...but surprisingly, cool heads made
for some GOOD COMMUNICATION.
now time to CONGRATULATE !
Let me first take all of you back to
the Board Book meeting of July 21st.
For those unfamiliar as to how the
"system" works, the Board Book is a rather informal meeting where topics are
openly discussed by both board members and residents.
Decisions are not
made at that meeting....its purpose is to determine if any remaining
aspects of an item need to be discussed before a formal vote is taken at a board
And...in this particular case...it was a VERY GOOD SESSION....and I commend
Bella Meese in maintaining a neutral
attitude toward all those who would speak.
However....the "rumor" that we were
made aware of...became a
Jean Capillupo brought up the subject of the Cafe V request to close on Sundays.
She appeared to support the idea, and
fellow board member, Don Schramski, joined her in
Discussion was then opened to fellow
board members, and Director Carl Weinstein stated he
strongly opposed any Sunday closing for a number of
reasons citing the numerous past concessions...but especially now... because ofthe promise made by the "old
board" that "all concessions would come to an end" at the close of
Weinstein also stated that those who attended performances at
Independence Center would be inconvenienced if looking for a place to dine prior
to...and after.. the shows at Freedom Hall.
Mayfield then stated that "a lease is a lease" and
that it must be adhered to.
(and in our
opinion...we wholeheartedly agreed with both of those later points of
One by one, members of the
audience then had their opportunity to speak...and literally in each case, those
individuals strongly favored the positions of Mr.
Weinstein and Mr.
As the meeting ended, the room emptied
and as I was leaving, I had the opportunity to have a detailed conversation
with Director Don Schramski
who was kind enough to extend in excess of one hour
of his time.
We discussed the various topics at the
meeting, but as we left, I still had the feeling he would favor the
...but evidently...he...and the rest of
the board took the next two days to ponder the various
And on Thursday, July 23rd....the vote
Cafe V will NOT be allowed to close on
On a second topic of rewiring Anthem
Center (with what was believed to be a HUGE EXPENDITURE)....it was determined
that the existing metering system was FULLY ACCURATE...and required NO FURTHER
That vote....also a
*Director Tom Nissen Absent from Votes
And so...today we take a different
approach than in previous articles....
...something POSITIVE...something that
was made possible by good people who gave good
All of which resulted in
combining COMMUNICATION with COMMON SENSE...
Resulting in a solution THE PEOPLE believed... was the "right
thing to do".
Now...just as we wanted your comments
in the past, we want them again.
possible, attending the Board Book meeting on Tuesday
morning at 9:30am at Anthem Center and the Board
meeting on Thursday, at 1:30pm at Freedom
As to our opinion, the very thought of
granting even one additional concession to an organization that has "used" our association's generosity to
the extent they already have, is beyond making any attempt to rationally
understand this proposed action.
It's time to tell this
...they were elected to represent the HOMEOWNERS...not...a TENANT who has abused every opportunity given to them by Sun City Anthem !
...and don't forget to share your
thoughts with us as well.
At a special meeting held on Thursday,
July 16, 2015 by the Sun City Anthem Board, for some
strange reason, the subject of Anthem Restaurant Partners LLC, owners of Cafe V,
was curiously omitted....until
the end of the meeting when a question was asked from the audience as to
their bill payments, and most importantly, the status of their
At that point, Secretary Jean Capillupo briefly addressed the
She stated that the restaurant had
finally paid their June and July,
2015 rent, the current monthly payment on the
outstanding $20,000 note, and had presented her with
a Certificate of Insurance.
The question of the outstanding utilities was answered in a rather odd
"It is in the
hands of the association attorney".
What dispute...and why is there
a dispute over the utilities?
Shouldn't that be fully addressed in
the lease agreement between the parties?
Did someone DO SOMETHING WRONG that is
being held back from the community to create this
Why has this issue has been placed
"in the hands of the association
OK...for now it looks like Cafe V has
been thrown a "lifeline", but in our opinion, after
all the past secrecy and "bits and pieces" supplied
by this and past boards to residents, in our
"IT DIDN'T PASS
THE "SMELL TEST".
...and that "smell
test" includes years of past insurance experience of knowing the right
questions to ask...as well as...consulting with other members of the community
with similar backgrounds, all of which brought the same
...that the members of this and the
past board aren't telling us everything they should be
Regarding the insurance matter, there
is little doubt that the overwhelming number of board members have little, if
any experience at WHAT CONSTITUTES PROPER
COVERAGE. And so...since it was merely a
statement of Mrs. Capillupo that the "certificate" was supplied...we
thought about the past...and the lack of complete
information that has been given to the community to
...and WANTED TO
SEE THAT CERTIFICATEwith our own eyes in
order to examine it for both authenticity as well as
She did not produce
it at that meeting....instead statingthat it was in the hands of the association attorneyforEXAMINATION.
Why it was provided
to anattorney that BILLS THIS COMMUNITY BIG BUCKS... instead of merely making that request of the insurance broker or
company that would provide that FREE OF
...and giving that
to a Finance Committee for FREE
...is baffling...and...in our opinion....a further WASTE OF ASSOCIATION FUNDS.
Did she at the very
least make a copy of what was SUPPOSEDLY presented to
And now...the real questions appear in
our mind !
When the insurance matter was
originally brought to our attention, we wrote several articles, but what shocked
us more than anything, was a comment from a resident and
current member of the Finance Committee, Barry
Stated by Mr.
"Just to let you know the Board of Directors has
known about the lack of a certificate of insurance from the restaurant for
"Behind the scenes, for months I have been
requesting Certificates of Insurance from both the restaurant and FSR that were
required by their contracts."
"I have the emails on my computer as
"Some the Certificates of Insurance from FSR
expired in April and I have not seen any proof that they were renewed and
updated certificates were provided. I am glad that this issue has now seen
daylight. I guess the board does not think protecting community assets is as
important as self-management."
Just who is Barry Goldstein?
Let's take a ride into the recent
Mr. Goldstein ran for the Board of
Directors in the last election, was equipped with both a proper financial
education, and had an extensive insurance
...and as a
...we at Anthem Opinions, in checking
his past, fully recommended him for electionbecauseof THOSE EDUCATIONAL AND
He was in our opinion, the "missing link" to financial knowledge and experience that
was severely lacking in our leadership.
But Mr. Goldstein evidently made a
"fatal error" when he was seeking
HE ASKED QUESTIONS
...and asking the "wrong questions" to "the wrong
people" seems to be the "kiss of death"
amongst those who have ruled Sun City Anthem in the
Mr. Goldstein WANTED TO EXAMINE the insurance situation, and he was shocked at what
He first discovered that there was a
discrepancy between the Sun CIty Anthem contract with FSR, our management
company, and the coverage provided by our insurer....
...one of which ...was that the
automobiles on the Sun City Anthem Community Patrol...believed to be included in
our entire association package....HAD BEEN OMITTED from the
Association's EXCESS LIABILITY INSURANCE.
That's right... you are reading this
PATROL VEHICLES WERE ONLY COVERED FOR BASIC INSURANCE...AND LEFT COMPLETELY
UNPROTECED FROM EXCESSIVE LIABILITY !
That problem evidently (and thankfully)
was quickly rectified....but there was another issue that he had discovered in
his insurance examination....
He could find NO
EVIDENCE OF CAFE V being insured and NOCertificate of Insurance could be
As a member of the Finance Committee,
he rightfully believed that THIS HAD TO PROMPTLY BE BROUGHT
TO THE ATTENTION OF THE BOARD (the old
...and he did...as early as March,
After all...he felt it was a matter of
due diligence that had to be addressed immediately.
The result of this revelation to the
HE WAS IGNORED and
BRANDED AS A TROUBLEMAKER !
...and certain individuals, including
an alternative blog, knowing that the "system" could be in jeopardy BY EXPOSING
that lack of board action and incompetence if he was elected....did everything
possible to make sure that did not happen...and...sadly...they succeeded, and he
Mr. Goldstein also made an attempt to
be a part of the insurance discussions with the association insurance
broker...and...despite his extensive background in the insurance field in which
he also holds several insurance PROFESSIONAL
DESIGNATIONS, that old board further DID NOT ALLOW
HIM TO ATTEND.
It has now been FOUR MONTHS since Mr.
Goldstein had made his initial inquiries...and to date...HE HAS NEVER BEEN ABLE TO SECURE the information he requested
and fully entitled to RECEIVE...
...still considered a troublemaker for merely making an attempt
FINANCIAL FUTURE OF SUN CITY ANTHEM.
As a matter of fact we learned
that THE ENTIRE FINANCE COMMITTEE HAS BEEN BARRED from
making ANY COMMENTS at all by this current Board...at the supposed
recommendation of the association attorney.
But where Mr. Goldstein seems to have
been unsuccessful in obtaining that information that was apparently provided to
an association attorney...
...also happens to
be WITHIN THE LEGAL RIGHTS of residents to
WE HAVE made that request as a resident of the Sun City
On July 17,
2015, a Document Request Form was submitted to FSR to obtain the
1. Copies of Anthem Restaurant Partners LLC "Certificate of
Insurance" liability policy (from inception of lease agreement to current
2. Copies of current FSR insurance "Certificates of Insurance"
pertaining to the contract with Sun City Anthem Homeowners Association and FSR,
the association management company.
3. Please provide effective dates of coverage for Requests #1 and #2,
along with current paid to date status, the premium modal frequencies (if the
policies are paid on a monthly, quarterly, semiannually, or annual basis), and
the limits of liability on each respective
What we at Anthem Opinions promise you,
our readers, is to pursue that information to the fullest
....and keep you abreast of what , if
anything, we receive...
...as well as...WHAT WE DO
We also pledge to you that if this is
not provided within the prescribed period of law (believed to be 20-21
WE WILL ALSO FILE FORMAL COMPLAINTS to
the proper authorities to obtain it.
We believe YOU need
to know...and...as quickly as possible for a very good
YOU ARE AT RISK IF
PROPER DOCUMENTION IS NOT PROVIDED AND AUTHENTICATED BY QUALIFIED
Until that is provided to us....past
knowledge of what prior boards have made public...should make the entire Sun
City Anthem community wary of various board actions.
Our belief...described in the words of
the late President Reagan...
Asking all of you
...think twice before you patronize any establishment that has
existing litigation against it (which we uncovered in a previous article); and
in our opinion, has brought continued financial grief since its inception on our