Going to the hospital under 
Medicare?
The Two Words That Cost Medicare Patients 
Thousands
When it comes to Medicare claims, it is all about the fine 
print on your hospital chart. 
Find out how being “under observation” can cost 
you.
         Do 
not let the hospital admit you with the words, 
"Under Observation." 
 
 Insist 
on "In-Patient"designation.   
 Otherwise, you will be responsible for the hospital 
expenses.  
This NBC Video Tells it All
The Wall Street Journal also wrote about this 
on October 19, 2013 in an article that said, "Observation 
status" can expose Medicare patients to unexpected 
expenses. 
As outpatients, their visits aren't covered under Medicare Part 
A, which pays for hospital charges above a $1,184 deductible. 
Instead outpatient services are billed under Medicare Part B, 
which requires patients pay 20% of the cost and imposes no cap on their total 
expenses.
 
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